top of page

Information provided is for illustration only. Plan information and/or rates listed may be subject to change and not current at time of application.  Contact Ken Locke or the insurance company directly for the current product rate and benefit information.


Affordable Alternative to ACA

30 days minimum.  Some plans may extend up to 12 months or longer (state variations apply).

Happy Family in the Park

Covers Pre-Existing Conditions

Affordable Care Act Qualified Plans for Individual or Families.  Tax Credits may be available to lower the cost depending on household income.


Reduce your Exposure

Supplemental Gap Plans help to cover your out of pocket medical expenses such as deductibles and co-insurance.

Cheerful Seniors

Medicare Advantage or Medi-Gap

For seniors age 65 and up, or those on disability and Medicare eligible.  Part D prescription drug plans also available.

Dental Surgery

Save by bundling plans

See savings when bundling dental and vision together. Basic low cost plans all the way up to comprehensive coverage 

Woman on Phone

See a doctor from home or wherever you are located.

Virtual doctor visits with licensed, board-certified physicians anywhere you have access to a phone or computer are now available for a low monthly premium, usually $20 or less per month.

Church Interior

Affordable Alternative to regular insurance

Popular alternative provides excellent catastrophic coverage at significantly lower monthly costs on average.

cruise ship in water

Highly recommended when traveling outside your home country

Affordable plans with very low or no deductible options.  Pay for only the days you are traveling.

Business Meeting

Groups 2-50 full-time employees

Small Group Medical, Dental, Vision, Life and gap plans available

Diver getting Ready

Term, Whole or Universal

Individual and Small Group Life Insurance Plans available at affordable rates

bottom of page