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SHORT-TERM MEDICAL & LIMITED BENEFIT MEDICAL PLANS

Low-Cost Alternative Health Insurance Plans available all year.

Ideal for those who are:

  • In Between Jobs or Waiting for New Benefits to Begin

  • Need a Low Cost Alternative to COBRA or ACA

  • Missed Open Enrollment and need coverage now.

  • Note:  Short-Term Medical is not suitable for everyone.  Pre-existing conditions are usually excluded, limited underwriting applies, and coverage limitations do apply.  Consult with Ken Locke before purchasing, but ultimately the person purchasing the policy is responsible for reading and understanding the plan brochure, what is and is not covered, and understanding the descriptive section of limitations and exclusions.

Call 262-536-5155 to enroll over the phone

or click "Get A Quote" below to apply online.

(Online quoting available for Wisconsin and select other states, depending on carrier. Please call Ken if you are in a state other than Wisconsin).

PREFER TO TEXT US?

Send your SMS/Text Messages to:

262-536-5155

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Information provided is for illustration only. Plan information and/or rates listed may be subject to change and not current at time of application.  Contact Ken Locke or the insurance company directly for the current product rate and benefit information.

Doctor's Office

UnitedHealthcare® Golden Rule

  • ​Nationwide Choice Network.

  • Variety of plan designs

  • Optional Supplemental Ancillary plans may include:

    • Accident Insurance​ and Gap Plans

    • Dental and/or Vision

    • Telemedicine (Virtual Visits via Phone or PC)

  • Plans may have a waiting period for certain conditions to be considered eligible for coverage.  See plan details for more information on coverage, limitations and exclusions.

ALLSTATE HEALTH.png

ALLSTATE HEALTH SOLUTIONS

  • Wide variety of plan designs and deductibles

  • Optional supplemental ancillary plans may include:

    • Dental​

    • Accident Medical Expense

    • Cancer and or Heart/Stroke

    • Fixed Benefit Indemnity

    • Wellness and Telemedicine

  • Plans may have a waiting period for certain conditions to be considered eligible for coverage.  See plan details for more information on coverage, limitations and exclusions.

Off-Exchange plans are available from Network Health, Children's Community Health Plan, Arise, WPS, Medica & Common Ground Healthcare for Wisconsin, Iowa, & Kansas

PIVOT HEALTH SHORT-TERM MEDICAL by COMPANION LIFE

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  • Pivot Health plans are some of the most affordable short-term medical plans available.

  • Some Pivot Health plans allow you to visit any provider without network restrictions.

  • Additional benefits may be available at time of enrollment including Dental, Vision, and Gap Insurance

  • Plans may have a waiting period for certain conditions to be considered eligible for coverage.  See plan details for more information on coverage, limitations and exclusions.

info@kladirect.com   |  Call or Text  (262) 536-5155

211 N. Franklin St., Suite 204

Port Washington, WI   53074

Office Hours By Appointment Only

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©2024 BY KEN LOCKE AND ASSOCIATES, LLC

Site last updated 12/18/2024

TPMO Disclaimer: We do not offer every plan in your area. Currently, we represent an average of 10 organizations which offer an average total 62 products in your area*. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

*NOTE: In the disclaimer above, the # of products listed refers to the average number of Medicare Advantage and Part D plans for the state of Wisconsin. Your specific state, zip code and/or county may be different. The total does not include other products including Medicare Supplement, ACA plans, and ancillary plans. Your Zip Code may have a different number of plans.

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