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ALTERNATIVE HEALTH PLANS

Alternative Health Insurance Plans available all year.

  • Available all-year

  • Next-day effective dates may be available depending on plan

  • Nationwide network coverage on many plans

  • NO government involved application & no bureaucratic prying eyes into your income

  • No Deductible and Low Deductible plans available

Call 262-536-5155 for a free, no-obligation consultation.

*Note: If you have serious pre-existing conditions, we will usually recommend an Affordable Care Act (ACA / Obamacare) as most "alternative health plans" have limited or no coverage for pre-existing conditions.  However, if you are unable to enroll in ACA due to missing open enrollment, an "alternative health plan" is often better than no coverage and may still be appropriate.

PREFER TO TEXT US?

Send your SMS/Text Messages to:

262-536-5155

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Any Benefits listed below are subject to change and vary by state and are for illustrative purposes only.

Information provided is for illustration only. Plan information and/or rates listed may be subject to change and not current at time of application.  Contact Ken Locke or the insurance company directly for the current product rate and benefit information.

Doctor's Office

UnitedHealthcare® Golden Rule

  • ​Nationwide Choice Network.

  • Hospital & Surgical high deductible short-term plan now available.

  • Short-Term Medical 

  • No deductible Limited Medical plans with no expiration

  • Optional Supplemental Ancillary plans may include:

    • Accident Insurance​ and Gap Plans

    • Dental and/or Vision

    • Telemedicine (Virtual Visits via Phone or PC)

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ALLSTATE HEALTH SOLUTIONS

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  • Short-Term Medical

  • No deductible Limited Medical plans with no expiration

  • Optional Supplemental Ancillary plans may include:

    • Accident Insurance​ and Gap Plans

    • Dental / Vision / Hearing

    • Telemedicine (Virtual Visits via Phone or PC)

  • Waiting periods may apply on some plans

Off-Exchange plans are available from Network Health, Children's Community Health Plan, Arise, WPS, Medica & Common Ground Healthcare for Wisconsin, Iowa, & Kansas

PIVOT HEALTH SHORT-TERM MEDICAL by COMPANION LIFE

  • No network Indemnity Plan: visit any doctor or hospital

  • Includes prescription coverage on some plans

  • Vision Discount card included (save 15-30% on eye exams, lenses, frames and contacts)

  • Up to $1 million of maximum coverage per person

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WPS

  • Wisconsin based health insurer

  • Short-Term Medical with $1 million max

  • Large provider network

info@kladirect.com   |  Call or Text  (262) 536-5155

211 N. Franklin St., Suite 204

Port Washington, WI   53074

Office Hours By Appointment Only

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©2024 BY KEN LOCKE AND ASSOCIATES, LLC

Site last updated 12/18/2024

TPMO Disclaimer: We do not offer every plan in your area. Currently, we represent an average of 10 organizations which offer an average total 62 products in your area*. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

*NOTE: In the disclaimer above, the # of products listed refers to the average number of Medicare Advantage and Part D plans for the state of Wisconsin. Your specific state, zip code and/or county may be different. The total does not include other products including Medicare Supplement, ACA plans, and ancillary plans. Your Zip Code may have a different number of plans.

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