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ALTERNATIVE HEALTH PLANS

Alternative Health Insurance Plans available all year.

  • Available all-year

  • Next-day effective dates may be available depending on plan

  • Nationwide network coverage on many plans

  • NO government involved application & no bureaucratic prying eyes into your income

  • No Deductible and Low Deductible plans available

Call 262-536-5155 for a free, no-obligation consultation.

*Note: If you have serious pre-existing conditions, we will usually recommend an Affordable Care Act (ACA / Obamacare) as most "alternative health plans" have limited or no coverage for pre-existing conditions.  However, if you are unable to enroll in ACA due to missing open enrollment, an "alternative health plan" is often better than no coverage and may still be appropriate.

PREFER TO TEXT US?

Send your SMS/Text Messages to:

262-536-5155

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Any Benefits listed below are subject to change and vary by state and are for illustrative purposes only.

Information provided is for illustration only. Plan information and/or rates listed may be subject to change and not current at time of application.  Contact Ken Locke or the insurance company directly for the current product rate and benefit information.

Doctor's Office

UnitedHealthcare® Golden Rule

  • ​Nationwide Choice Network.

  • Hospital & Surgical high deductible short-term plan now available.

  • Short-Term Medical up to 364 days (depending on state additional or fewer days may be available)

  • No deductible Limited Medical plans with no expiration

  • Optional Supplemental Ancillary plans may include:

    • Accident Insurance​ and Gap Plans

    • Dental and/or Vision

    • Telemedicine (Virtual Visits via Phone or PC)

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ALLSTATE HEALTH SOLUTIONS

  • Formerly known as National General or Assurant Health

  • Short-Term Medical plans with terms from 6 months to 18 months in many states.

  • No deductible Limited Medical plans with no expiration

  • Optional Supplemental Ancillary plans may include:

    • Accident Insurance​ and Gap Plans

    • Dental / Vision / Hearing

    • Telemedicine (Virtual Visits via Phone or PC)

  • Waiting periods may apply on some plans

Off-Exchange plans are available from Network Health, Children's Community Health Plan, Arise, WPS, Medica & Common Ground Healthcare for Wisconsin, Iowa, & Kansas

PIVOT HEALTH SHORT-TERM MEDICAL by COMPANION LIFE

  • 6, 12, 18, 24 or 36 months terms available depending on state.

  • Quantum short-term plan that covers intercollegiate  and organized, non-professional, non-paid sports.

  • Plan benefit maximums range from $100,000-$1 million.

  • No network Indemnity Plan: visit any doctor or hospital

  • Includes prescription coverage on some plans

  • Vision Discount card included (save 15-30% on eye exams, lenses, frames and contacts)

  • Up to $1 million of maximum coverage per person

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ANTHEM ENHANCED CHOICE (AEC)

  • Up to 18 month term available in Wisconsin.  

  • Variety of deductibles from $1,500 to $7,500

  • Access to Anthem's nationwide network of providers when travelling for Urgent and Emergency care.

  • PPACA Preventive Benefits covered at 100%

  • Most pre-existing conditions are covered.

  • Underwriting is required. Acceptance not guaranteed and rates subject to change based on underwriting results.

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WPS

  • Wisconsin based health insurer

  • Short-Term Medical with coverage up to 364 days

  • $1 million max

  • Large provider network

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MEDI-SHARE

  • Affordable

  • Options to fit every family budget.​

  • Biblical​

  • Your dollars will never be used for procedures not in line with your values​

  • Connect and pray with members as you meet each other's needs. 

  • Penalty Free

  • Although not insurance, Medi-Share members are exempt from the Affordable Care Act mandate to purchase insurance or face financial penalties.

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