top of page
INDIVIDUAL & FAMILY
HEALTH PLANS
On-Exchange Plans by Molina, Network Health, Children's Community Health Plan, Common Ground Healthcare, Dean Health plan, Medica, Unity Health, MercyCare, and more for Wisconsin, Iowa, Kansas & Texas.
Marketplace Plans
  • Anthem Blue Cross Blue Shield of WI

  • Aspirus

  • CareSource (in WI known as Common Ground)

  • Cigna

  • Dean by Medica

  • Group Health Cooperative of S. Central WI

  • Medica

  • Molina

  • Network Health

  • Quartz

  • UnitedHealthcare®

Insurance Agent
Off-Marketplace
  • Many of the same insurers listed for Marketplace / Exchange plans offer Off-Marketplace plans bypassing the Advanced Premium Tax Credit application process.

  • Advantages:

    • Simpler and Easier Application

    • Some companies will offer select Silver plans not available on the Marketplace at low or lower full-premium costs compared to some Bronze plans. 

    • No financial disclosure needed as there is no involvement with tax credit.

Short-Term Medical Plans for residents of Wisconsin, Iowa, Kansas, & Texas
Short-Term Medical
  • Temporary Coverage 

  • In-Between Jobs

  • Waiting for new employer insurance to begin

  • Covers new injury and new illness

  • Not suitable for those with serious pre-existing conditions

Featuring:

  • Allstate Health Solutions

  • Pivot Health

  • UnitedHealthcare® Golden Rule 

  • WPS

Short Term Medical
Short-Term Medical Plans for residents of Wisconsin, Iowa, Kansas, & Texas
HealthCare Sharing Ministry (HCSM)
  • A health care sharing ministry (HCSM) is an organization where members share the cost of each other's medical expenses, based on shared religious or ethical beliefs.

  • Instead of traditional health insurance, members contribute a monthly share to a pool, which is then used to pay for qualifying medical expenses of other members.

  • Members may save significantly on monthly shares compared to traditional health insurance premiums without a tax credit.

  • These ministries are not considered health insurance companies and are not subject to the same regulations and consumer protections as traditional insurance, including those under the Affordable Care Act (ACA). 

Featuring:

  • Altrua HealthShare

  • Medi-Share

  • facebook
  • linkedin

Ken Locke and Associates, LLC

211 N. Franklin St., Suite 204

Port Washington, WI   53074

(262) 536-5155

Office Hours By Appointment Only

TPMO Disclaimer: We do not offer every plan in your area. Currently, we represent an average of 9 organizations which offer an average total 58 products in the area*. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

©2025 BY KEN LOCKE AND ASSOCIATES, LLC (Site last updated 07/27/2025)

bottom of page