DENTAL & VISION PLANS

Plans for Individuals, Couples, Families & Seniors

Plans available in WI, IA, IN, KS & MI, except Anthem and Delta which is only WI. Plans may vary by state. Other states may be available as needed.  Call Ken Locke at 262-536-5155.

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Quote and Enroll online available for individual and family plans only. For a quote for your business, please email or call.

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CIGNA

  • Nationwide, top-rated PPO plan with 92,000 in-network dental providers in the Cigna DPPO Advantage Network

  • 15% discount for additional family members on the plan

  • Waiting Periods waived with 12 months prior continuous coverage

MEDICO DENTAL

  • Dental, Dental-Vision-Hearing, or Dental Plus

  • Ages 18-89

  • $100 Annual Deductible

  • Certain waiting periods may apply

  • All plans allow you to go to the dentist of your choice, and pay up to the Reasonable and Customary Charge.  Rates are as competitive as network-only plans.

HUMANA

  • Nationwide, top-rated PPO plan saves you with reduced cost services.

  • Low cost dental discount plan available for less than $10/month

  • Humana's best plan is the Loyalty Plus and has no waiting periods  while increasing coverage levels each year for the first three years.

  • $35 enrollment fee, but Loyalty Plus comes with one lifetime deductible rather than annual deductibles.

  • Separate Vision plans available or as an add-on to your dental plan..

IHC Solutions

IHC SOLUTIONS Independence Dental

  • No waiting period on Preventive cleanings and exams.

  • 6 month waiting period on Basic services (fillings, extractions, etc)

  • 12 month waiting period on Major services (root canal, crowns, etc)

UNITED HEALTHCARE

  • Many different plans to choose from including low cost plans that cover only basic dental services and cleanings.

  • Large United Healthcare Dental network for PPO plans

  • Dental Premier Elite plan pays Usual & Customary which is the highest payment option that allows you to go to any dentist with the lowest out of pocket expenses.

SPIRIT DENTAL & VISION  by Ameritas

  • One of the largest PPO networks in the country, with  3 different PPO  and 3 different Choice plans with the highest annual maximums available at up to $5000 annually.

  • Available "Choice" series of Indemnity plans allow you to visit any dentist and receive payments up to the Usual & Customary rather than the typical lower network or MAC amount.

  • Low-cost Vision add-on available.

DELTA DENTAL of WI

  • Individual Plans & Employer Group Plans available

  • Largest Network of Providers 

  • Multiple Plan Designs

  • Waiting Periods may be waived with prior continuous coverage

ANTHEM Blue Cross Blue Shield (WI)

  • Comprehensive Coverage available

  • ACA compliant plan options allow for children to be covered without waiting periods and without annual limit to benefits

  • Large regional network of providers (PPO)

  • Vision available separately or combined

  • Life Insurance option available ($25,000 or $50,000) with no medical exam required

VSP VISION PLANS

  • Plan benefits begin as soon as your plan is effective.

  • 12 month contract

  • Consumers' #1 choice in vision care.  

  • Individual Vision Plans from VSP cover eyewear, contacts, and eye exams at the lowest out-of-pocket cost through the nation's largest eye doctor network (over 36,000 providers nationwide).

info@kladirect.com    |    (262) 536-5155

211 N. Franklin St., Suite 205

Port Washington, WI   53074

Office Hours By Appointment Only

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©2019 BY KEN LOCKE AND ASSOCIATES, LLC