DENTAL & VISION PLANS

Plans for Individuals, Couples, Families & Seniors

Plans available in WI, IA, IN, KS, MI & SC except Anthem and Delta which is only WI. Plans may vary by state. Other states may be available as needed.  Call Ken Locke at 262-536-5155.

Quote and Enroll online available for individual and family plans only. For a quote for your business, please email or call.

Information provided is for illustration only. Plan information and/or rates listed may be subject to change and not current at time of application.  Contact Ken Locke or the insurance company directly for the current product rate and benefit information.

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CIGNA

  • Nationwide PPO plan with 92,000 in-network dental providers in the Cigna DPPO Advantage Network

  • 15% discount for additional family members on the plan

  • Waiting Periods waived with 12 months prior continuous coverage

  • Benefits listed may be subject to change and may vary by location.

MEDICO DENTAL

  • Dental, Dental-Vision-Hearing, or Dental Plus

  • Ages 18-89

  • $100 Annual Deductible

  • Certain waiting periods may apply

  • All plans allow you to go to the dentist of your choice, and pay up to the Reasonable and Customary Charge.  Rates are as competitive as network-only plans.

HUMANA

  • Nationwide, top-rated PPO plan saves you with reduced cost services.

  • Low cost dental discount plan available 

  • Humana's Loyalty Plus and has no waiting periods  while increasing coverage levels each year for the first three years.

  • $35 enrollment fee, but Loyalty Plus comes with one lifetime deductible rather than annual deductibles.

  • Separate Vision plans available or as an add-on to your dental plan..

IHC Solutions

IHC SOLUTIONS Independence Dental

  • No waiting period on Preventive cleanings and exams.

  • 6 month waiting period on Basic services (fillings, extractions, etc)

  • 12 month waiting period on Major services (root canal, crowns, etc)

UnitedHealthcare®

  • Many different plans to choose from including low cost plans that cover only basic dental services and cleanings.

  • Large UnitedHealthcare® Dental network for PPO plans

  • Some dental plans available may allow you to visit any dentist.  Check with Ken Locke for details.

SPIRIT DENTAL & VISION  by Ameritas

  • Large PPO network with  3 different PPO  and 3 different Choice plans with the highest annual maximums available at up to $5000 annually.

  • Available "Choice" series of Indemnity plans allow you to visit any dentist and receive payments up to the Usual & Customary rather than the typical lower network or MAC amount.

  • Low-cost Vision add-on available.

DELTA DENTAL of WI

  • Individual Plans & Employer Group Plans available

  • Large Network of Providers

  • "Clear" plan has no waiting period, no deductible and no annual cap on benefits, and covers implants.

  • Multiple Plan Designs

  • Waiting Periods may be waived with prior continuous coverage

ANTHEM Blue Cross Blue Shield (WI)

  • Comprehensive Coverage available

  • ACA compliant plan options allow for children to be covered without waiting periods and without annual limit to benefits

  • Large regional network of providers (PPO)

  • Vision available separately or combined

  • Life Insurance option available ($25,000 or $50,000) with no medical exam required

  • Plan designs and benefits may be subject to change and may vary by location

VSP VISION PLANS

  • Plan benefits begin as soon as your plan is effective.

  • 12 month contract 

  • Individual Vision Plans from VSP cover eyewear, contacts, and eye exams at the lowest out-of-pocket cost through a large nationwide eye doctor network (over 36,000 providers nationwide).

info@kladirect.com    |    (262) 536-5155

211 N. Franklin St., Suite 204

Port Washington, WI   53074

Office Hours By Appointment Only

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©2020 BY KEN LOCKE AND ASSOCIATES, LLC