KEN LOCKE AND ASSOCIATES, LLC
Kenneth Locke, Independent Broker
NPN 7274866
Call or Text (262) 536-5155
Email: ken.locke@kladirect.com
Due to new regulations, phone calls and virtual meetings may be recorded
Dental and Vision

ANTHEM Blue Cross Blue Shield (WI)
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Comprehensive Coverage available
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ACA compliant plan options allow for children to be covered without waiting periods and without annual limit to benefits
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Large regional network of providers (PPO)
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Vision available separately or combined
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Plan designs and benefits may be subject to change and may vary by location

DELTA DENTAL of WI
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Individual Plans & Employer Group Plans available
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Large Network of Providers
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"Clear" plan has no waiting period, no deductible and no annual cap on benefits, and covers implants.
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"Ultimate" plan has unlimited benefits in the 3rd policy year and if you have prior continuous coverage you may be moved straight into the 2nd or 3rd policy year benefits right away.
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Multiple Plan Designs
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Waiting Periods may be waived with prior continuous coverage

UnitedHealthcare® Golden Rule
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Plans may vary by state
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Waiting Periods may apply
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Stand-alone Vision Plans also available or add a vision rider to your dental plan
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Network and Non-Network Plans available

SPIRIT DENTAL & VISION by Ameritas
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Stand-alone Vision Plans also available or add a vision rider to your dental plan
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Network and Non-Network Plans available
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Annual maximums up to $5,000 on certain plans

VSP VISION PLANS
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Plan benefits begin as soon as your plan is effective.
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12 month contract
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Individual Vision Plans from VSP cover eyewear, contacts, and eye exams at the lowest out-of-pocket cost through a large nationwide eye doctor network (over 36,000 providers nationwide).