(262) 536-5155
KEN LOCKE AND ASSOCIATES, LLC
Health and Life Insurance
DENTAL & VISION PLANS
Plans for Individuals, Couples, Families & Seniors
Plans available in WI, IA, IN, KS, MI & SC except Anthem and Delta which is only WI. Plans may vary by state. Other states may be available as needed. Call Ken Locke at 262-536-5155.
Quote and Enroll online available for individual and family plans only. For a quote for your business, please email or call.
Information provided is for illustration only. Plan information and/or rates listed may be subject to change and not current at time of application. Contact Ken Locke or the insurance company directly for the current product rate and benefit information.
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CIGNA
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Nationwide PPO plan with 92,000 in-network dental providers in the Cigna DPPO Advantage Network
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15% discount for additional family members on the plan
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Waiting Periods waived with 12 months prior continuous coverage
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Benefits listed may be subject to change and may vary by location.
MEDICO DENTAL
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Dental, Dental-Vision-Hearing, or Dental Plus
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Ages 18-89
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$100 Annual Deductible
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Certain waiting periods may apply
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All plans allow you to go to the dentist of your choice, and pay up to the Reasonable and Customary Charge. Rates are as competitive as network-only plans.
HUMANA
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Nationwide, top-rated PPO plan saves you with reduced cost services.
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Low cost dental discount plan available
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Humana's Loyalty Plus and has no waiting periods while increasing coverage levels each year for the first three years.
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$35 enrollment fee, but Loyalty Plus comes with one lifetime deductible rather than annual deductibles.
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Separate Vision plans available or as an add-on to your dental plan..
IHC Solutions
IHC SOLUTIONS Independence Dental
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No waiting period on Preventive cleanings and exams.
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6 month waiting period on Basic services (fillings, extractions, etc)
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12 month waiting period on Major services (root canal, crowns, etc)
UnitedHealthcare®
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Many different plans to choose from including low cost plans that cover only basic dental services and cleanings.
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Large UnitedHealthcare® Dental network for PPO plans
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Some dental plans available may allow you to visit any dentist. Check with Ken Locke for details.
SPIRIT DENTAL & VISION by Ameritas
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Large PPO network with 3 different PPO and 3 different Choice plans with the highest annual maximums available at up to $5000 annually.
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Available "Choice" series of Indemnity plans allow you to visit any dentist and receive payments up to the Usual & Customary rather than the typical lower network or MAC amount.
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Low-cost Vision add-on available.
DELTA DENTAL of WI
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Individual Plans & Employer Group Plans available
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Large Network of Providers
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"Clear" plan has no waiting period, no deductible and no annual cap on benefits, and covers implants.
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Multiple Plan Designs
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Waiting Periods may be waived with prior continuous coverage
ANTHEM Blue Cross Blue Shield (WI)
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Comprehensive Coverage available
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ACA compliant plan options allow for children to be covered without waiting periods and without annual limit to benefits
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Large regional network of providers (PPO)
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Vision available separately or combined
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Life Insurance option available ($25,000 or $50,000) with no medical exam required
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Plan designs and benefits may be subject to change and may vary by location
VSP VISION PLANS
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Plan benefits begin as soon as your plan is effective.
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12 month contract
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Individual Vision Plans from VSP cover eyewear, contacts, and eye exams at the lowest out-of-pocket cost through a large nationwide eye doctor network (over 36,000 providers nationwide).