CIGNA

• Nationwide, top-rated PPO plan with 92,000 in-network dental providers in the Cigna DPPO Advantage Network

• 15% discount for additional family members on the plan

• Waiting Periods waived with 12 months prior continuous coverage

MEDICO DENTAL

• Dental, Dental-Vision-Hearing, or Dental Plus

• Ages 18-89

• $100 Annual Deductible

• Certain waiting periods may apply

• All plans allow you to go to the dentist of your choice, and pay up to the Reasonable and Customary Charge.  Rates are as competitive as network-only plans.

HUMANA

• Nationwide, top-rated PPO plan saves you with reduced cost services.

• Low cost dental discount plan available for less than $10/month

• Humana's best plan is the Loyalty Plus and has no waiting periods  while increasing coverage levels each year for the first three years.

• $35 enrollment fee, but Loyalty Plus comes with one lifetime deductible rather than annual deductibles.

• Separate Vision plans available or as an add-on to your dental plan..

IHC SOLUTIONS Independence Dental

• No waiting period on Preventive cleanings and exams.

• 6 month waiting period on Basic services (fillings, extractions, etc)

• 12 month waiting period on Major services (root canal, crowns, etc)

UNITED HEALTHCARE

• Many different plans to choose from including low cost plans that cover only basic dental services and cleanings.

• Large United Healthcare Dental network for PPO plans

• Dental Premier Elite plan pays Usual & Customary which is the highest payment option that allows you to go to any dentist with the lowest out of pocket expenses.